The Inspection Process: What Appraisers Look For

One of the most important steps in the appraisal process is the on-site property inspection. This is where I, as the appraiser, visit the home in person to document its features, condition, and characteristics that may affect its value.

Whether you’re refinancing, settling an estate, or selling your property, understanding how the inspection works can help you prepare and feel confident in the process.

What Is the Purpose of the Appraisal Inspection?

The inspection allows me to gather physical details about the property that aren’t always visible in public records or online listings. It ensures the appraisal is based on accurate, firsthand information—not assumptions.

The goal is to verify the property’s condition, layout, and features, then compare them to similar homes in the area to determine fair market value.

What I Look for During the Inspection

I conduct a full interior and exterior walkthrough of the property. The inspection usually takes 30 to 60 minutes, depending on the size and complexity of the home.
Here’s what I document:

Exterior Features

Lot size and topography
Landscaping and curb appeal
Foundation and structure
Roof condition and materials
Siding or exterior finish
Garage, decks, porches, or outbuildings
Driveway or parking areas
Any evidence of deferred maintenance or damage

Interior Features

Total square footage (measured)
Number of bedrooms and bathrooms
Kitchen and bathroom condition
Flooring, walls, ceilings, and finishes
Heating, cooling, electrical, and plumbing systems
Layout and functional flow
Basement, attic, and storage areas
Upgrades or renovations (with dates if known)
Overall cleanliness and maintenance

What You Don’t Need to Worry About

Unlike a home inspection, an appraisal inspection isn’t about checking every outlet, testing systems, or looking for code violations. I don’t determine if your roof is “up to code” or if your furnace needs replacing—that’s the job of a home inspector.

Instead, I’m focused on how your property compares to others in the local market and how its features impact value.

Also, don’t worry if your house isn’t perfect. Normal wear and tear won’t negatively affect your valuation if it’s consistent with similar homes in the area.

How to Prepare for an Appraisal Inspection

While deep cleaning isn’t necessary, it helps if the home is tidy and accessible. Here are a few tips:

Make sure all rooms are accessible (including basements and attics)
Unlock any gates, sheds, or garages
Provide a list of recent upgrades (new roof, HVAC, renovations, etc.)
Secure pets during the visit
If the home is tenant-occupied, coordinate access in advance

The smoother the inspection goes, the quicker I can complete your report.

What Happens After the Inspection?

After the site visit, I return to my office to analyze comparable home sales and apply the appropriate valuation approach(es). These may include:

Sales Comparison Approach (based on similar recent sales)
Cost Approach (used for newer homes or unique properties)
Income Approach (used for rental or investment properties)

I’ll then reconcile the data and prepare a full appraisal report detailing my final opinion of value. Reports are typically delivered within a few business days of the inspection.

Trusted Appraisal Services in Massachusetts

As a Certified Residential Real Estate Appraiser and FHA-approved provider, I’ve completed thousands of inspections across towns like Hanson, Plymouth, Quincy, Bridgewater, and Brockton. I bring detailed market knowledge and a professional approach to every job—no matter the property type or purpose.

Need an appraisal for refinancing, estate, divorce, or sale? I’m available to answer your questions and walk you through the process.